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Visitors Insurance

1) SHOP the benefits, deductibles, limitations and exclusion NOT the bottom line- after all claims are paid based on the coverage provided in the policy. Coverage provision varies from company to company therefore cheapest rates does NOT mean the best coverage

2) Bind the coverage prior to your visitor arrival in Canada as most insurers won't pay claim occurred within 48 hours of acquiring coverage in Canada and subsequent claims resulting from the symptoms/treatment/consultation manifested in waiting period will be excluded.

3) Purchase coverage for the entire duration of your visitor stay as renewal may be refused or new pre-existing conditions will be excluded

4) Take advantage of deductible to lower your premium and with these savings Purchase maximum coverage possible

5) Purchase from a Canada based insurer as they have local network to adjudicate claims and understands the Canadian health care system