There is a three-month waiting period for your provincial health coverage for new immigrant (new Canadians) or visiting former (returning) Canadian residents. Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day, for example intensive care room alone may cost (not including doctor, diagnostic & other fee) anywhere from $3500 -$4500+ a day.

The Citizenship and Immigration Canada website says "Canada does not pay for hospital or medical services for new immigrants for first three months. Make sure you have health insurance to pay your medical costs before you leave for Canada." Go to www.cic.gc.ca for more advice for visitors.

Features and benefits

• Emergency Hospital and Medical coverage
• 24/7 access to multi-lingual emergency assistance
• Affordable all-in-one hospital, medical and extended health care solution
• Purchase before or any time after arrival in Canada for added convenience
• Includes Accidental Death & Dismemberment benefit equal to overall coverage amount
• No medical underwriting required for quicker policy issuance
• Family rates available to help keep travel costs down
• Additional optional plans available for Trip Interruption, Flight Accident
• Access to professional medical services